Factors Affect The Development Of Intermediate Business Of Commercial Banks In China Studies

The intermediate business of banks balance sheets of banks have no effect, and the formation of bank non-interest income business. With financial globalization,financial liberalization and the development of financial information, balance sheet of commercial banking and international business and capital securities have become the three major commercial basks in the future development trends, and the resulting commercial banks traditional income-interest income in total income in the Constitution of ever-shrinking share of intermediary business income that is non-interest income by virtue of its low risk, low cost and high yield commercial banks are increasingly becoming an important source of income. Intermediary business has become a modern commercial banking business one of the core business, commercial banking operations in the face sheet of this international trend, and foreign banks have entered the case of the Mainland of China, on the middle of business development and innovative research on China Business the importance of the development bank is self-evident.In this paper, the analysis of comparative analysis and empirical analysis, the combination of theory and practice of intermediary business development and innovation were studied. This paper is divided into the following four parts:First, the concept of intermediary business and content were defined based on the review of this business development and innovation in the middle of the relevant theory; Secondly, the major foreign commercial banks in the middle of the business Development Overview, summarizes the lessons learned and inspiration to China's commercial banks; again, describes the present stage the development of intermediary business situation, and empirical approach to business innovation on the impact of intermediate factors were summarized and concluded; final, in front of given based on the development of intermediary business in China should pay attention to the problem and related tactics.