Research On The Development Of Rural Commercial Banks In China

The rural commercial bank has been developing well since it was formed on the basis of rural credit cooperatives in 2001.Rural commercial Banks have generated positive significance for solving the lack of financial services in rural areas.But there are many constraints on the development of rural commercial Banks.As the country liberalises the rural financial market,the rural financial institutions gradually become more and more,such as commercial Banks,village Banks,rural funds cooperatives and so on.Competition in rural financial markets has gradually intensified.Rural commercial Banks should have a clear understanding of their own problems and what factors affect their own development for a good development in the fierce competition and providing better services for rural development.firstly,we expounds the connotation and positive significance of the rural commercial bank,and sorts out the relevant theories.Providing a solid theoretical foundation for the development of rural commercial Banks.On the a hand,we use statistics to show Status of development of rural commercial Banks.On the other hand,we expounds the problems of the development of rural commercial Banks through theoretical analysis.And we expand the scope of research.We analyze the influence factors of the development of rural commercial Banks by using AHP.In addition,through the analysis of the development of the similar bank,we summary some experiences which are worth referring to the development of rural commercial Banks.Finally,we put forward some Suggestions for the development of rural commercial Banks,based on the above research results.