Research On The Difficulties And Countermeasures Of The Mortgage Loan On The Family Farm Land Management Right

In recent years,with the strong support of the country,the development of family farms in China has shown initial results.However,due to the late start of family farms in China,we are faced with various constraints such as policies,technology,talents,and funds.Among them,the difficulty of financing is a major bottleneck that hinders its rapid development.Therefore,we actively explored the solution of the problem of financing of family farms.The way has become the subject of research by many scholars.This paper attempts to study the dilemma of family farms in the process of using land management right mortgage loans,and puts forward countermeasures to solve the dilemma of family farm financing.The content of the thesis mainly includes seven parts.The first part first introduces the research background and significance of this article,on the basis of sorting out the relevant research literature at home and abroad,puts forward the research perspective and method of this article,and carries out related concept definition and theoretical research;the second part mainly introduces China The current development status of family farms,and combing the evolution of the land management rights mortgage loan policy,discussing the status of the supply and demand of family farm land management rights mortgage loans;the third part,mainly from family farmers,financial institutions and the government Carried out from the perspective of stakeholders,introduced the practical dilemma and causes of family farms in the process of mortgage of land management rights;the fourth part is selected from the aspects of farmers themselves,farm management characteristics,financial supply and policy environment,etc.Indicators,empirical analysis of factors that affect the family farm operators’ willingness to apply for loans;Part V,mainly through the analysis of the development of advanced areas for agricultural land mortgages at home and abroad,drawing on their advanced experience in development;Part VI,from family farms From the perspective of stakeholders,financial institutions,governments and other stakeholders,they proposed countermeasures to solve thedilemma of family farm land management rights mortgage loans;Part VII summarized the conclusions and deficiencies of the article research,and proposed possible innovations and research prospects of the article.The research results show that: first,there are practical difficulties in the mortgage of family farm land management rights,which require urgent attention and solutions;second,the dilemma of family farm land management rights mortgage loans is caused by farm operators,financial institutions,governments,etc.Problems;third,family farmers generally have the willingness to mortgage land management rights,family farmers’ gender,business scale and time,formal credit experience,financial satisfaction,and the difficulty of other loans are factors that affect family farmers.The willingness to make a significant impact,the willingness to release a family farm mortgage loan needs to consider these key factors;fourth,the solution to the plight of the family farm land management right mortgage loan needs to be based on the experience of domestic and foreign advanced practice,through the farm The host,financial institutions and government cooperated to solve the problem.