Researchon Risk Controlof International Trade Financeof XX Chinese Commercial Banks

The "sub-debt crisis" that occurred in 2007 caused the financial crisis to occur and spread to the real economy.In recent years,the world economic situation has continued to deteriorate,and US trade protectionism has taken the lead and hindered the development of world economic integration.The severe economic recession has caused commercial banks’ trade finance business to shrink on a large scale.At the same time,the trade finance business of China’s commercial banks has just started for decades,and it is not mature enough in many aspects.Many of them are borrowed from foreign commercial banks,so with the entry of foreign commercial banks into China,the innovation and trade financing of trade financing products.The follow-up management of the business is at a disadvantage.This paper uses the literature analysis method,the combination of theory and practice,the investigation research method and the statistical analysis method to study the control of the international trade financing risk of XX Chinese commercial banks.Firstly,it analyzes and studies the theory of trade finance related to commercial banks,and draws a theoretical and literature review.Then it analyzes the status quo and problems of trade finance risk management of XX Chinese commercial banks,and then establishes XX for the problems existing in XX Bank.Based on the BP neural network’s trade finance risk assessment and forecasting model,the commercial bank put forward a strategy to solve the problem of trade financing evaluation mechanism,established the XX commercial bank trade financing risk assessment mechanism system,and solved the trade financing risk assessment and prediction problem.Finally,in view of the problems found in the international trade financing of XX Bank discovered by the author,this paper again proposes other countermeasures for the auxiliary BP neural network model.