Problems And Countermeasures In The Implementation Of Pension System For Urban And Rural Residents

With the serious aging population,the weakened functions of family protection and land protection,perfect and integrated endowment insurance system for urban and rural residents became to an urgent social demand.It is significant that the integrated endowment insurance system could reduce the income gap between urban and rural residents.The endowment insurance of the rural residents will affect the implementation of the goal of building a well-off society in an all-round way by 2020,the social stability in rural areas and the construction of a harmonious society.This essay takes County A as the research object,and mainly uses literature research,statistical analysis,questionnaire survey and interview methods to investigate the concrete implementation status of urban and rural residents' pension insurance policy.Summarizes the shortcomings in the implementation of County A,including individuals,collectives,and governments the responsibility of the three parties is not in place;the handling capacity of the handling agencies is low;insufficient policy publicity;non-ideal of the fund collection;difficult fund's value maintenance and insufficient supervision;the level of pension payment is low.By using the related theories and principles to put forward corresponding suggestions and opinions,including the implementation of the responsibilities among the individual,collective,and government;strengthen the service capacity of the agencies;increase publicity methods and deepen the publicity content;improve fund collection methods;improve fund pooling Level,broaden investment channels;improve the fund supervision system.This will be a reference for the development of pension insurance for county A and areas with similar condition.