Research On Financial Risk Assessment System Of Guanhaogaoxin

At present,China is in the primary stage of the socialist market economy.In recent years,due to the slowdown in the growth of domestic economic development and the changing international economic environment,enterprises are facing more and more uncertainties,which in turn leads to increasing financial risks.The continuous and stable operation of enterprises poses a great threat,and financial risks cannot be completely eliminated at any stage of the enterprise life cycle.Therefore,enterprises pay more and more attention to the effective control of financial risks,and the most effective way to control financial risks is to conduct them beforehand.Supervision and timely processing,but China is still in the initial stage of market economy.The theoretical research on financial risk is still not perfect.Enterprises do not have enough awareness and ability to establish a relatively complete financial risk evaluation system.Most enterprises have too much risk evaluation system.Theorization does not fully combine the actual situation of the enterprise with the characteristics of the industry,and the risk assessment process relies too much on some important financial indicators,while ignoring other financial data and non-financial information,and losing a lot of important information,resulting in a one-sided evaluation result.Comprehensive.Therefore,enterprises need to establish an effective financial assessment system based on their actual situation.This paper selects Guanhao High-tech,a leading enterprise in the field of specialty papers,as the research object.Firstly,it studies the current status of Guanhao high-tech financial risk assessment,and uses the existing risk assessment methods to evaluate the company's financial risk.After analysis,it is found that the current risk assessment work is very Large defects,unable to make accurate assessments of the financial risks faced by the company,it is necessary to design a scientific and effective financial risk assessment system.Next,when constructing the financial risk assessment system,the traditional efficiency coefficient method should be revised and improved from two aspects.Then,the evaluation index should be selected and the AHP should be used to empower it.In the process of selecting financial indicators,based on financial risks Evaluate relevant theories,combine the characteristics of the industry and the current management status of Guanhao High-tech,and select 19 indicators from the five aspects of debt repayment,profit,operation,development and cashing,and use AHP to calculate the relative weight of different financial indicators.According to the working principle of the analytic hierarchy process,the evaluation index system is divided into the criterion layer and the indicator layer,and the expert scoring method is used to judge the relative importance degree between the two levels of the same level,so as to construct the judgment matrix of each level,for each judgment.After the matrix is processed,the weight of each indicator can be obtained.To ensure the validity of the results,the consistency check is performed for each matrix.Finally,the financial risk assessment system is put into trial operation,collecting and compiling the financial data of 2014-2018,and obtaining the actual value of the company's financial indicators.Combined with the standard value of the financial risk assessment index,the financial data is processed by the revised and improved efficiency coefficient method to obtain the financial risk level.And analyze the evaluation results,then compare and analyze the newly designed financial risk assessment system and the current financial risk assessment methods to clarify their advantages,and finally propose the safeguard measures for the effective operation of the new evaluation system.