Research On D Company Supply Chain Financial Risk Evaluation System Based On Industrial Ecosystem

The difficulty of financing SMEs is one of the reasons that affect the rapid development of China's economy.It also hinders the strategic transformation of SMEs.The emergence of supply chain finance is just an effective way to alleviate this problem.Under the supply chain finance model,the evaluation of the risk of financing enterprises is the key to conducting business.At present,the industrial organization form presents an ecological model.The change of industrial organization form will affect the risk of financing enterprises in the industrial ecosystem.Therefore,the research on the combination of supply chain financial risk assessment and industrial ecosystem is extremely important.The D company studied in this paper is a financial institution engaged in supply chain finance business.This paper first summarizes the existing theory and literature of industrial chain supply chain finance and risk assessment,and combines the characteristic supply chain under D industry industrial ecosystem.The financial business model,by sorting out the current situation of D company's risk assessment of financing enterprises in its ecosystem,analyzes that there are certain problems in the evaluation system,such as not considering supply chain relationship risks and macro and industry risks,and information collection is not comprehensive.The evaluation results are too subjective and so on.Based on the above problems,a new risk evaluation system for D financing companies was constructed.The theory and practice were combined.The analytic hierarchy process was used to identify the risks,and the risk indicators were selected to identify three first-level risk indicators.A secondary risk indicator,40 third-level risk indicators,and each index is assigned by expert scoring method and questionnaire survey method,and finally the combined weight value of each index in the whole risk evaluation system is obtained.Furthermore,using the index weights obtained in the previous article,select the Z financing companies that have more cooperative relationships with Company D,conduct the practical and adaptive test of the new risk assessment system,and adopt the fuzzy comprehensive evaluation method to pass the evaluation team.The scoringresults in the conclusion that Z company has a low risk level.The evaluation term is“ less risk ” and Company D can provide Z company with accounts receivable financing.At the end of the thesis,the future research on the development of supply chain finance,the in-depth study of the supply chain finance of the industrial ecosystem,and the development of D company,timely supplement and modify the new risk evaluation system to make it more accurate and perfect.Guide the D company's risk assessment of financing companies.