The Risk Management Of Supply Chain Finance Base On Service Ecosystem

To achieve the grand aim of building easy social during the period of 13th Five-Year, we must fully adapt to the new normal economic development, to promote economic development from quantity expansion to quality improvement. With financial product innovation, SME development, the leading enterprise business model innovation of supply chain, the core enterprise development and expansion in supply chain, supply chain finance business development quickly. But in order to ensure the healthy and sustainable development of supply chain finance, it is necessary to find the risk of supply chain finance timely, and to solve it or improve it. In the paper, a catering industry supply chain service enterprise who have the advantage of its logistics, research and development and production, using the information technologies such as cloud computing, big data technology, to provide Internet supply chain finance services, and by building supply chain finance information platform, to achieve " goods flow, capital flow, information flow, business flow " unified, and overall manage the supply chain finance business. Based on this, this paper presents the theory of supply chain finance risk management based on service-ecosystem.Based on the case, this article using case analysis method, from the perspective of risk management. First, the paper introduces the current development situation of supply chain finance, the dominant mode, ecological system, and the risk characteristics of supply chain finance, including the supply chain finance characteristics and risk sources, risk causes, risk characteristics, the difficulties in risk control. Secondly, based on the risk characteristics and the practice of A enterprises, this paper puts forward the risk management theory based on the service-ecosystem of supply chain finance, and introduces the theory value and design principles of the theory. Then according to A enterprise business situation and practices, explore the theory’s effect on the risk management of A Enterprises. Mainly from three aspects to case analysis and case validation, one is introduction of the three major business models of A enterprise, identifying risk factors in the business process; Two is to introduce the A enterprise’s risk control of supply chain finance based on service-ecosystem, including before, during and after of the risk management process; Three is the risk management practices of A enterprises based on the service-ecosystem. Finally Hoping that the actual case of A enterprises can provide reference for other enterprises or industry.In the last chapter of the case analysis part, it summarizes the experience of A enterprise risk management. By improving the organization and refine operational processes, supply chain finance business are organized by the project, timely find the risk issues of business process, to eliminate the operation risk of supply chain finance; Through the internal key enterprises in the supply chain finance, playing the advantages of the core enterprise and the logistics enterprise, and to eliminate the moral risk by information asymmetry; With big data techniques, developing risk control information system, to monitor the business operations and capture the early warning of internal program and external events, and to prevent various risk events; Through the construction of integrated information platform, with the help of information technology, to achieve the authenticity of trading background and the stability of trading behavior in the ecological system, and to realize "win-win", effectively reduce the supervision risk, management risk and internal operational risk.Last part is summary and outlook, new technologies will bring new risks, risk management and control need continuous improvement; supply chain finance platform base on service-ecosystem is the future trend; looking to the future and that the Government and business will work together to create a good environment for supply chain finance.