Research On The Strategy Of HY Branch Of Construction Bank's Intelligent Transform Ation From The Perspective Of Internet Finance

This research embarks from the advantage of matching theory,analysis of the Internet Financial than the traditional financial model what are the advantages,will produce what kind of impact on the development of commercial banks;from the perspective of financial innovation and integration theory,analysis of commercial banks to actively face,how to realize the wisdom of the Internet from the perspective of financial development.The Construction Bank China as the representative of China's commercial banks,by exploring the Internet financial environment construction intelligent bank development strategy,provide a reference for commercial banks to intelligent development,has certain practical significance.Internet banking as a new business model and profit mode,and there are great differences between the traditional commercial banking business model,will be a tremendous impact on the traditional business model of commercial banks in the future,is expected to change the existing financial structure.From the point of view of the advantage,and other related theories,analysis of the Internet finance than the traditional financial model what are the advantages,will produce what kind of impact on the development of commercial banks;from the perspective of financial innovation and integration theory,analysis of commercial banks to actively face the development of Internet,the financial business is worth studying,has certain theoretical value.The Construction Bank Chinese as a representative of the Commercial Bank of our country,this study explores the development strategy of construction of intelligent Internet banking and financial environment,to provide a reference for commercial banks to intelligent development,has certain practical significance.The third chapter is the research on the necessity and feasibility of commercial banks from the perspective of smart transformation under the influence of the development of Internet banking,Internet financial analysis brought to commercial bank development environment,the development of Internet banking is an important reason that the commercial bank smart transformation,combined with the Internet financial analysis is necessary for commercial banks to smart transformation from a theoretical perspective the analysis method to determine the feasibility of commercial bank smart transformation from the perspective of evidence by case.The fourth chapter from the perspective of Internet financial development under the practical wisdom of bank construction,through the analysis of the practice of development of Construction Bank ability and wisdom of the existing internal resources,traditional financial and Internet financial integration strategy of the Construction Bank,intelligence development is the innovation behavior of commercial banks in the financial development of the Internet under pressure,using statistical analysis method statistics and Research on Construction Bank intelligence development practice results,and then determine its intelligence development bottleneck.The fifth chapter transformation strategy research and implementation of the Construction Bank from the perspective of Internet financial wisdom,first determine the Construction Bank smart transformation goal,and then determine the intelligent transformation strategy combined with the theory of Internet banking,and determine the key strategy of the implementation of the work.The sixth chapter is the conclusion and outlook,summarizes and summarizes the research findings,identifies the inadequacies of the study,and proposes the future research prospects.This article is based on the advantages of the large commercial banks and the advantages of Internet banking,and develops the development of intelligent banks that conform to the characteristics of large commercial banks.