Research On The Use Of Financial Management Funds Of N Bank

Taking N Bank as an example,this paper analyzes the fund utilization structure,process,product structure,and investment term structure that are raised through the issuance of wealth management products,and analyzes the existing problems in combination with the basic theory,and proposes countermeasures and suggestions.Focusing on the problems and shortcomings in the use of N bank wealth management funds,through analyzing the causes of the problems,the paper puts forward some countermeasures and specific measures for N Bank to strengthen the use of wealth management funds,including enriching the management of financial resources,promoting risk dispersion and establishing professional financial management funds.The management team will improve the decision-making process for the use of wealth management funds,comprehensively construct and improve the risk management system for the use of wealth management funds,conduct differentiated risk management for different investment funds,and establish accounting supervision and risk control.This paper has a certain reference for how the local commercial banks in China use the financial management funds in the process of rationally adjusting the internal risk management methods,maximizing the capital investment income and effectively reducing the risks.