Research On Optimization Of Centralized Fund Management Of XFX Finance Company

Enterprise group finance company is an important part of China's financial system.In recent years,with the continuous promotion of financial liberalization and the rapid development of economic globalization in various countries,the business scope and scale of financial companies have been continuously expanded,which has become an important part of modern enterprises' internationalization.Financial companies in our country,most in the form of the treasurer,will strengthen group capital centralized management and improve the service efficiency of funds as its purpose,for enterprise group member units to provide financial management services,financing,financial companies by large group with capital as the link,to serve as the means,based on group,service group,with other trade cooperation between Banks and/or non-banking financial institutions,thus for enterprise group member units to provide financial services to non-banking financial institutions.It is the product derived from the combination of industry and finance after the development of Chinese enterprises to a certain stage.After more than 30 years of development,with the economic development and business model changes,financial companies in the process of operation there are some problems,among which,financial company capital centralized management research is of significance,in the current economic environment of financial company capital centralized management optimization research is very urgent.Taking XFX financial company as an example,guided by the theory of internal capital markets,on XFX financial company in capital centralized management of fund GuiJiLv low,high level of liquidity,profitability and credit products a single,single investment channel and single financing channel and the informationization level is weak,with case analysis,literature research and efficacy coefficient method,expert evaluation method of how to optimize XFX financial company capital centralized management for research.The first part,introduction,mainly introduces the research background,research significance,domestic and foreign research status,research ideas and research methods;The second part is an overview of relevant concepts and theoretical basis,including the concept of centralized capital management,the concept of financial company transaction cost theory,principal-agent theory,financial intermediary theory,industry-finance combination theory and internal capital market theory and other theoretical content,as well as the study of centralized capital management mode.The third part,the research object of this article--financial company funds centralized management present situation research,XFX financial company is presented,and the functional orientation of XFX financial company and introduces the concrete operation,and then expounds the XFX financial funds centralized management and operation of the company,the fourth part,is the current capital centralized management mode of XFX financial company effect evaluation,through the fiscal department of the relevant financial indicators and regulation index and industry index level research,such as contrast,at the same time the corresponding index evaluation system was constructed,the centralized fund management of financial firms running effect evaluation;The fifth part points out the problems of XFX financial company in improving the centralized capital management,and analyzes the existing problems to find out the reasons for the low efficiency of centralized capital management.The sixth part,put forward XFX financial company capital centralized management optimization program;The seventh part,the summary and the forecast,summarizes this article the research content and the achievement,and has carried on the research forecast.