Research On The Development Of Corporate Credit Business Of Bank C Guangxi Branch

Corporate credit business is the most important source of income and profit for banks.In recent years,its business types have been continuously enriched,and its asset scale has been increasing year by year.However,with the increasingly stringent financial regulatory environment,domestic and foreign credit policy gradually tightened.On the one hand,the banking industry is faced with more stringent regulatory requirements on capital,leverage,liquidity and compliance;on the other hand,it is subject to the tightening of credit policies of the head office,making it increasingly difficult to expand the market.As a large state-owned joint-stock bank,Guangxi branch of bank C closely follows the pace of regional development,deeply explores potential market opportunities,fully supports the development of the real economy in Guangxi region,and at the same time,steadily promotes the development of the company's credit business and fulfills the responsibilities of the bank.This study takes the operating situation of the company's credit business of Guangxi branch of bank C as the object of study,conducts an in-depth analysis of the operating environment and development status of the company's credit business,and aims at the existing problems in the development of the company's credit business to provide new ideas to promote the development of the business.This study firstly systematically reviews relevant domestic and foreign research literature,and then summarizes the connotation,characteristics,classification and customer classification standards of corporate credit business.After obtaining the general understanding of the credit business of commercial banks,this paper comprehensively and thoroughly expounds the operating environment,current situation and business process of the credit business of the Guangxi branch of bank C,and analyses the deep-seated reasons for the formation of the problems.Finally,specific countermeasures and Suggestions are put forward to promote the development of corporate credit business of Guangxi branch of bank C,so as to provide certain reference for the development of corporate credit business of Guangxi branch of bank C in the future.