Research On Investment And Financing Of Mountain Agriculture Science And Technology In Guizhou Province

The "Thirteen Five-Year Modern Mountainous Characteristic High-Efficient Agriculture Development Plan" published in early 2017 in Guizhou Province addresses the problems and challenges faced by Guizhou Province in the development of high-efficiency agriculture in modern mountainous areas.It points out that the current agricultural science and technology support capacity in Guizhou Province is not strong;the overall level of agricultural research is not high,and the ability of agricultural science and technology innovation and achievement transformation is weak.The level of construction of agricultural science and technology talents is low,the grassroots agricultural technology promotion system is weak,and the farmers scientific and technological quality is generally low.At the same time,it is proposed to adhere to the innovative development of agricultural science and technology,accelerate the integration of urban and rural population,technology,capital and resources,actively attract domestic and foreign capital to participate in agricultural science and technology research and development,and accelerate the strategic opening of Guizhou’s agriculture.Based on the analysis of the investment status of the government and financial institutions supply,this paper selects 69 mountain agricultural science and technology enterprises,44 agricultural cooperatives and 362 farmers as survey samples by questionnaire survey and field interview.This paper analyzes the status quo of mountain agriculture technology demand side financing in Guizhou Province.The results show that,firstly,enterprises,agricultural cooperatives and farmers in the demand side of mountain agricultural science and technology have strong willingness to finance.Due to the weak nature of agriculture and the risk of agricultural production,there are contradictions of information asymmetry,increasing banks,etc.Formal financial institutions have a risk of lending.Secondly,the main reason for the formal financial institutions such as banks to refuse to provide credit support is the lack of effective collateral.Thirdly,the primary financing channel for agricultural cooperatives still relies on traditional internal financing of the organization,and the financing efficiency is low.Fourthly,the degree of cooperation between enterprises,cooperatives and farmers is low,and the farmers have not provided effective financing guarantees during the financing process.In view of the problems in the process of investment and financing of mountain agricultural science and technology in Guizhou Province,four major suggestions are proposed:First,the governrnment exerts the leverage effect of fiscal funds to incite financial support for agricultural science and technology development,and continue to promote the construction of rural mortgage land management rights mortgage platform.The introduction and improvement of supporting laws and regulations;Second,banks and other financial institutions should innovate financial products and service models,strengthen credit risk management and control;Third,enterprises and cooperatives should improve their own management and management,strengthen fund management,and encourage powerful enterprises to go public.The fourth is the farmer’s ability to improve his business level,operate in good faith,actively maintain personal credibility,actively join the cooperative,and maintain close cooperation and contact with leading agricultural enterprises.