Research On Compliance Risk Management Strategy Of Changchun Branch Of Postal Savings Bank

In recent years,with the gradual transition of China’s economic development model to the "new normal," China’s economic growth has gradually stabilized.The goal of economic development has also undergone fundamental changes.From the past,the pursuit of high-speed growth has gradually changed to the pursuit of high-speed growth with both quality assurance and high efficiency,and cost control at a low level of sustainability..In the process,the development speed of banking financial institutions has also shown a downward trend of varying degrees.At the same time that economic growth has slowed down in recent years,the competitive pressures in financial markets have become more and more serious.The problems of domestic financial institutions’ internal control compliance management mechanisms have gradually emerged,resulting in inadequate internal control compliance mechanisms.Violations of laws and regulations have occurred from time to time,and various cases have been made public through the media and regulatory agencies.This article takes the Changchun Branch of the Postal Savings Bank as a reference example,and takes the typical case as the entry point to analyze the current status and existing problems of the current compliance risk management of the Changchun Branch of the Postal Savings Bank,and explore the postal savings bank Changchun Branch in depth.Obstacles and obstacles encountered in the process of compliance risk management framework.Under the current new economic development,the Changchun Branch of the Postal Savings Bank must fully implement the national requirements for preventing and defusing financial risks,and comply with the regulatory situation of “strict supervision and strong accountability”.Continuously improve compliance with operational standards and build a foundation for transformation and development.In view of the shortcomings of the Changchun Branch of the Postal Savings Bank in compliance risk management,this paper attempts to provide opinions and suggestions from the aspects of improving the rules and regulations,sorting out the management process,consolidating the organizational structure and creating a compliance culture.In order to ensure the effective implementation of the strategy,corresponding safeguard measures have been proposed.First,we must build a high-quality team with strong professionalism and independent implementation of management strategies.The second is to set the performance appraisal indicator system scientifically,and promote the self-conscious compliance and active compliance through performance guidance.The third is to give full play to the coordination effect between the post and the bank,to achieve effective supervision of the postal financial agency compliance risk,and fully rely on the resource advantages of the postal agency to enhance its compliance risk management level.Strengthening the level of compliance risk management and improving the efficiency of compliance risk management will become the basis for the efficient and stable operation of the Changchun Branch of the Postal Savings Bank.Effective compliance risk management is not only the essential requirement for strengthening internal control and improving management quality.At the same time,it is also a necessary condition for enhancing the core competitiveness of enterprises,enhancing the overall risk management level,and promoting the sound and rapid development of enterprises.