The Study On Compliance-Risk Management System Construction Of Our Country's Commercial Bank

With the rapid development of the finance-globalization and market economy, management in bank industry has been becoming more and more international and integrative with the complex environment. After some news such as management risk was exposed, bank industry pays much more attention to the improvement of compliance-risk management system. Some international banks have already established perfect compliance risk management system in order to heighten the efficiency of the bank management. It is true that establishing this system is an essential way to improve banks' competition and achieve the goal obtaining high profit.Compliance-risk management in our country lags behind foreign banks and has lots problems such as underdeveloped system, some problem on ideas. Therefore, it is quiet necessary to establish perfect compliance-risk management system which can help banks to manage compliance-risk effectively. At the same time, reforms on banks have developed quickly and thoroughly in China, which gives an opportunity for the construction of compliance-risk management system.With the goal of establish compliance risk management system, this paper analyzes comprehensively the relations among compliance risk and other relative risks, theory on compliance risk management, problems of compliance risk management in China. After the analysis and comparison of compliance risk management all over the world, this paper sums up some useful experience which will be helpful to compliance risk management in china. Furthermore, the author builds a model system on compliance risk management, including specific method, organization structure, and so on. It has great effect and profound influence on compliance risk management system. Finally, this paper analyzes the drawbacks and gives some suggestions on how to get rid of them. What's more, the paper innovatively combined one of the math methods and analytical methods to build a new model during which the author designs some indexes, which provides a new way for the quantitative analysis of compliance risk.