| China is not only the world’s largest producer of textile clothing,or the biggest exports and importer of raw materials,but have not been able to become a textile power,this is mainly due to many textile manufacturing enterprises in the supply chain of small and medium-sized enterprises,financing difficulties,the textile manufacturing supply chain is faced with small size and the development of the technology cannot ascend.In addition,the whole supply chain of textile manufacturing industry is also faced with problems such as disjointed production,supply and marketing and low industrial concentration.Most of the core textile enterprises only take their own interests into consideration and fail to lead other small and medium-sized enterprises to jointly solve the development problems faced by the textile industry.Although the Chinese government has issued relevant policies in recent years to encourage financial institutions to pay more attention to sme financing,the attention of financial institutions is still low because textile manufacturing enterprises and even upstream and downstream enterprises are mostly traditional industrial enterprises.Financing difficulty hinders the development of textile manufacturing enterprises and even the whole supply chain.Based on this,the paper on the current situation of the development of Textile industry and its supply chain upstream and downstream enterprises of our country based on the analysis,put forward the core enterprise as the leading Textile manufacturing,based on the online B2B platform development direction of the supply chain,and Lu Thai Textile Co.,Ltd(hereinafter referred to as the lutai Textile)as a case study object,from current situation of lutai Textile development,lutai Textile is put forward to carry out online the necessity and feasibility of supply chain finance.From the two aspects of the design outline of the online supply chain finance mode and the operation process of the specific financing mode,this paper proposes a specific scheme for the application of the online supply chain finance of lutai textile,and identifies the risks that the online supply chain finance mode of lutai textile application may face,and proposes corresponding risk prevention measures.At present,the textile industry to develop financial service model of the supply chain enterprises are mainly concentrated in the middle and lower reaches of clothing,home textile manufacturing enterprises or is a large integrated textile trading platform,so this article middle lutai textile enterprise as the core,the upstream and downstream to conduct online supply chain finance is a great innovation in this article,may improve the textile industry in supply.disconnect,on the basis of better promote the development of online financial services of supply chain,effectively solve the financing difficulties of small and medium-sized enterprises,the key to improve due to the upstream raw materials such as cotton and oil market to the adverse effects of lutai textile development.In addition,in the hope that through the analysis of this article,can cause the related financial institutions and large textile manufacturing enterprises draw attention to the plight of the current textile development,at the same time hope that this article with textile manufacturing enterprises as the leading core of the design of online financial model of supply chain can bring the rest of the industry to carry out the enterprise of supply chain finance business reference and reference. |
