The Prevention Study Of China' Banking Risk Under The Financial Crisis

Currently China is being in the transformation condition changing from the traditional planned economy system to the socialism market economy system,in order to adapt to the establishment of the socialism market economy system,the state-owned economy does the strategic adjustments, breaks the monopoly,and carries out the reform of diversified property right continuously. Moreover the banking Risk has become the ineluctable problems of market economy.The risks faced by international banking industries are increasingly complicated and this forced the commercial banks to emphasize and strengthen the management of risks.As a result,the management level of banking risk management advanced along with the development of the financial liberalization,globalization and innovation since 1970s.At the same time,the banking industries in China have learned continuously from their western counterparts the advanced management experiences in the reforming of Chinese banks and the level of their risk management has been upgraded substantially.But overall,the current level of risk management in Chinese commercial banks is still relatively low and the level of Chinese commercial banks risk management compared with the New Basel standards still has a gap.The thesis studied risk management of the commercial banks.First, the author summarized the related theories of risk management of the commercial bank;second,China's commercial banks introduced the basic situation of risk management,Including its risk management in China's commercial banks and the current status of China's commercial banks to the risk of the main features;Re-introduced the credit risk, market risk and operational risk and other specific forms;Finally, according to China's commercial banks in risk management problems, combined with the external environment for China's commercial banking industry, and build China's commercial bank risk management systems trends.