An Empirical Analysis Of The Impact Of Urbanization On The Performance Of Public Business Of Anhui BOC Bank

Public business is an important grasp for Anhui BOC Bank to catch the favorable opportunities for accelerating the development of urbanization economy and promote the balanced growth of grass-roots business.How to improve the performance of public business under the background of accelerated urbanization development has been an important impact on Anhui BOC Bank's response to the national new urbanization strategy,financial support for the construction of new urbanization in Anhui province and the expansion of customer base.Firstly,under the background of the urbanization process,the demand for infrastructure financial services,consumer credit,investment and financing assets management and the financial demand of public institutions will inevitably increase.Therefore,urbanization broadens the channels of traditional bank deposit and loan business and non-interest income business,and increases the profitability of banks.Secondly,the infrastructure loan business is guaranteed by government credit,which has low default risk,reduces the rate of non-performing loans and improves the safety of commercial banks.Finally,the increase of urban population income increases the savings deposits and capital adequacy ratio of commercial banks,which to some extent increases the liquidity of commercial banks.Therefore,the promotion of urbanization has a significant impact on the operation of banks,so it is of great practical significance to study the impact of urbanization on the performance of Anhui BOC bank's public deposit operation.Based on the theoretical framework of existing scholars,this paper introduces the current situation of Anhui BOC Bank's public business from three aspects:profitability,security and liquidity.And then it analyses the impact of Anhui urbanization on the performance of Anhui BOC bank's public deposits.Based on the combination of theory and empirical analysis,this paper first introduces the current situation of urbanization and the operating performance of Anhui BOC Bank in public business.Then it analyses the impact mechanism of urbanization on the operating performance of Anhui BOC Bank from three aspects:profitability,security and liquidity of commercial banks,and then selects 10 representatives of Anhui BOC Bank in the whole province.Based on the financial data of sexual institutions,this paper empirically analyses the impact of urbanization on the performance of Anhui BOC Bank's public business operation,and draws a conclusion that urbanization has a positive effect on the improvement of the performance of Anhui BOC Bank's public business operation,and has a controlling effect on the regional economic level,asset scale and other factors.Finally,this paper gives the phase of how Anhui BOC Bank can improve the performance of its public business operation in the process of Urbanization As a result,while actively promoting urbanization,Anhui BOC Bank has improved its business performance to a greater extent,and realized the positive interaction between urbanization construction and the rapid development of Anhui BOC Bank's public business.