Case Study On Internal Control Of Cooperate Banking Of NS Rural Commercial Bank

Internal control is an extremely important part of the management of rural commercial banks.Effective internal control can not only improve the information quality of banks but also effectively regulate the business handling activities of rural commercial banks.Strengthening the bank's risk prevention awareness while strengthening internal management,and formulating timely and effective response measures can improve the bank's operating efficiency.In the development process of rural commercial banks in China,some internal control measures have been summarized,but due to various factors,these measures are not perfect.According to the current development status of rural commercial banks in China,we can understand that there are still many historical problems left.Compared with large commercial banks in western developed countries,there are still large gaps in the internal control system of rural commercial banks in China.There are many shortcomings,such as inadequate internal management mechanisms,poor performance,and large amounts of non-performing loans,and the related control measures are not perfect.This paper takes NS rural commercial bank as an example,mainly adopts literature analysis method and case study method.It first summarizes the research background and significance,puts forward the research content and methods,sorts out the process of the rural commercial bank credit business,and analyzes the key control points.Then it introduces the specific situation of NS rural commercial bank and the status quo of internal control of credit business,and analyzes the problems of its existing problems.By combining theory with practice,the paper puts forward specific suggestions for the improvement of the internal control of credit business of NS rural commercial banks.This paper hopes that these proposed measures can help NS rural commercial banks to improve the internal control level of credit business and play a positive role in promoting the development of China's rural economy.