Study Of Southern Jiangsu Rural Commercial Bank Internal Control Environment

China is a great country of agriculture, and the rural credit cooperative is the principal force of the rural finance market. Jiangsu rural credit cooperative has reformed very early, and also taken the leading in establishing the rural commercial bank. As the reform experimental unit of the rural credit cooperative in the country wide, South Jiangsu rural commercial bank has no experience. So how to survive and develop firmly is very important problem of itself and the country's rural finance environment.When it was building up, The Rural Commercial Bank of south Jiangsu considered a lot of experience of the state-owned banks reforming. It strictly followed the requirements of the China Bank Regulation Committee, carried out the structure reforming, introduced the system of independent directors, and set up the special committee under the boards. So the corporate governance of the Rural Commercial Bank of south Jiangsu is good to some extent. After built up, The Rural Commercial Bank of south Jiangsu has developed very quickly. However, it has happened some asset lose cases and irregularities cases in the development of the Rural Commercial Banks, which prove that there are still some defects in the internal control process of Rural Commercial Banks. It forces us to focus on the internal environment, the basis of the internal control. So we can think that the internal control of the Rural Commercial Banks can not fully play its role. Because the internal control is deeply connect with the internal control environment's status. From the property rights, the corporate culture and the human resource policy, this paper has comprehensively analyzed the problem about the internal control environment of the Rural Commercial Banks. Then the paper elaborates the causes. At last, the paper suggested the improvement advices of the Rural Commercial Banks. It hopes that it will be able to achieve rural development and given some practical significance of reform to other economically more developed regions of rural credit.