The Research On The Financing Mode Of Industrial Poverty Alleviation Projects In Regional Destitute Areas

"Cold feet will get sick,and the poverty of people will make the national strength decline." The masses are the foundation of the country.They are closely related to the vicissitude of the country as a whole.The existence of poverty will restrict the development of a country.According to the poverty standard of annual 2,300 yuan(constant price in 2010)per person,the rural poor population in China is 30.46 million by the end of 2017.They are mainly concentrated in 14 contiguous poor areas,as well as key poverty-stricken counties and poverty-stricken villages.These regions are typical regional destitute areas.The poverty alleviation in the districts is related to the balanced development of the region and the realization of the goal of building a well-off society in an all-round way.The regional destitute areas are characterized by remote location poor living conditions,low education,and poor medical and health conditions.These areas are the "hardest hit areas" of poverty and the "hard bones" for poverty alleviation.The areas is rich in resources,but due to backward development,the industrial structure chain is short and the resource utilization efficiency is low.In the past,the way of promoting economic development by external forces alone has not played a good role in the poverty alleviation of these poverty-stricken areas.Poor people return to poverty seriously,and the phenomenon of "poverty alleviation every year,poverty year by year" has appeared.Based on this,we must achieve the long-term poverty alleviation by stimulating the endogenous power of poverty-stricken areas and relying on regional industrial development.Industrial development requires funds.On the one hand,financial resources are limited,which is insufficient to support the industrial development of a region.On the other hand,financial accessibility is poor and fundraising is difficult in poor areas,which restricts the implementation of industrial poverty alleviation projects.This paper takes the financing model of industrial poverty alleviation projects in regional destitute areas as the research object,in order to enrich the existing research and provide a path reference for solving the financial problems of industrial poverty alleviation projects in the regions.The paper adopts the methods of literature study,comparative study and case study,and gradually enters in-depth research.The sources of funds for the industrial poverty alleviation projects in the districts mainly comprise endogenous funds including collective investment,farmer contribution,project entity contribution and retained earnings,and external funds including financial special poverty alleviation funds,policy bank credit funds,commercial banks,rural credit cooperative credit funds and other funds.With the development and practical exploration of poverty alleviation work in various places,the financing methods of poverty-stricken village-level development mutual aid funds,asset income-generating poverty alleviation,and crowdfunding poverty alleviation have been carried out nationwide gradually,and new financial products such as order financing and social effect bonds have been innovated.This paper has carried out in-depth research on these financing methods and financial products.Through the research,it is found that these financing methods are the close combination of external forces and regional resources.Based on this conclusion,this paper puts forward the Eleven-Character principle of "using living capital,making good use of resources and managing risks",constructs the financing path of the industrial poverty alleviation projects in regional destitute areas,clarifies the responsibilities and roles among the various subjects,and tries to solve the problems of insufficient funds,poor financial accessibility and low risk-handling ability through the financing path to provide references for solutions.In addition,the rationality of the financing path was verified by the case of the asset income poverty alleviation in Shizhu Tujia Autonomous County of Chongqing City.This paper is divided into six parts.The first part is the introduction,which puts forward the research background,research significance,domestic and foreign scholars research status,research methods and content framework.The second part is the related concepts and theoretical basis,explaining the related concepts of industrial poverty alleviation in regional destitute areas and the theoretical basis of this paper.The third part is the research on the sources of funds and financing methods of industrial poverty alleviation projects in regional destitute areas.In the fourth part,based on the above research foundation and financing constraints,the financing path of the industrial poverty alleviation project in the districts is constructed.The fifth part is a case study of the asset income poverty alleviation model of Shizhu Tujia Autonomous County in Chongqing.The sixth part is the research conclusion and countermeasures.The innovation of this paper is to sort out the financing sources and financing methods of industrial poverty alleviation projects in regional destitute areas,and scientifically summarize the new financing methods of asset income poverty alleviation.In addition,this paper constructs the financing path of industrial poverty alleviation projects in regional destitute areas,introduces insurance mechanism,and emphasizes the risk management and sustainable development of projects.