Research And Countermeasure Analysis Of Rural Financial Reform In Boluo

Boluo County is located in the forefront of reform and opening up,is an important agricultural industry base in Guangdong Province,one of the top 100 counties of grain production,with a large number of export-oriented "three high" agricultural base and leading enterprises,Agriculture has made a series of results.However,there are some problems in the aspect of rural finance,such as the uneven distribution of urban and rural financial resources,the shortage of rural financial products,the insufficient supply of agricultural funds,the lack of effective collateral in agriculture-related industries,and the weakening of rural finance to agricultural economic development Support,promote the role.In view of the existing rural financial system in Boluo County,the cost of rural finance reform was too high,the endogenous ability of financial institutions in rural areas was poor,the financing of rural property rights were still a big obstacle and the promotion of agricultural insurance still hindered.The three theories of rural finance and its practical effect,the latest rural financial theory achievements at home and abroad and the process of rural finance in China,and put forward suggestions and countermeasures to further deepen the rural financial reform in Boluo County.In the process of implementing rural financial reform to strengthen the rural financial policy support,multi-faceted to give rural financial development to provide support;the introduction of supporting measures and the establishment of a scientific support for agricultural policy system to promote the construction of farmers credit system and improve rural finance Organizational structure;focus on improving the vitality of rural economy,promote agriculture to take the road of modernization,the development of characteristic agriculture,enhance the anti-risk ability of agricultural production institutions,vigorously develop the second and tertiary industries to attract rural population into the city to get rich;further optimize the rural financial environment,More financial institutions to strengthen the endogenous power of rural financial institutions;the implementation of policy-oriented agricultural insurance and rural loan insurance system,more funds will be introduced to rural areas,reduce the risk of farmers production and management.In the process of implementing rural financial reform,we must strengthen the policy support of rural finance,abandon the practice of flooding in the past,provide support for rural financial development in multi-angle and multi-angle;introduce supporting measures and establish a scientific support agriculture policy system,Credit system construction and improvement of rural financial organization system to encourage financial institutions to launch a combination of local characteristics of financial products;focus on improving rural economic vitality,promote agriculture to take the road of modernization,the development of characteristic agriculture,agricultural production agencies to enhance the ability to resist risks,Economic growth,vigorously develop the second and tertiary industries to attract rural people into the city to get rich;further optimize the rural financial environment,attract more financial institutions,enhance the endogenous power of rural financial institutions;promote the Internet into rural areas,promote modern finance In rural areas;continue to implement policy-oriented agricultural insurance and rural loan insurance system,more funds will be introduced to rural areas,reduce the risk of farmers production and management.