The Study On Issues Related To Chinese Rural Finance Reform

China is a agricultural nation. After new China had been established, the agricultural development is the major issue which the party and the government pay attention throughout. After the Third Plenary Session of the 11th Central Committee of the Communist Party of China, our country entered the new time of reform and opening-up, the agricultural status has highlighted day by day. Practical enhance the work of "agriculture, countryside and farmers", are the most important of the party and the government governing principle politics. The centre of solution of "three agriculture" is "increases the farmer's income, promote development of agricultural, realize the prosperous of countryside". We should advance comprehensive reform of the countryside, persist the policy of "gives more takes less and release energy", cultivate and consummate the countryside factor market, impel the transfer of rural labor ,keep the agriculture development stable and sustained. The development of agricultural economy is the important part and the link of modern economy development, but the modem economy development and the financial support is inseparable. Therefore, the rural finance development sustains the solution of "three agriculture" .However, at present rural finance development also has many problems in microscopic or the macroscopic aspect.On the foundation of reviewing our country's rural finance reform course, this article takes rural finance reform as significant realistic topic, respectively takes the microscopic countryside regular finance organization and the non-regular financial organization, as well as the macroscopic financial policy two aspects as two clues, doing the analysis of present matter of the microscopic and the macroscopic rural finance after reform and opening-up, proposes the corresponding optimization police and suggestion of rural finance reform.