Study On The Transformation Of The Management Mode Of Rural Commercial Bank Under The New Normal

Now China's economy is in a period of adjustment of industrial structure,financial industry complex,financial policy and financial supervision is becoming more and stricter,at the same time,due to the international economic situation pattern in the rapidly changing constantly,in this case,China's economy has been seriously affected.Although China's economic downturn,the business scale of commercial banks,such as slow growth,profit decline trend.But according to the current trend,the future of China's financial industry will be affected by China's macro economy and re shuffle,can still maintain a mainstay in many under the impact of position and long-term and stable development of commercial banks in China are the urgent problems to be solved.This paper firstly discusses the current situation of income of China's commercial banks,based on the theoretical analysis,analyzes the current situation of commercial banks,and analyzes the rural commercial banks and commercial banks in the face of profit structure,different dilemma,in the new normal,China's rural commercial bank facing credit risk is big,large the money is difficult to collect,industry risk intensifies and more stringent supervision departments such as grim situation,which gave birth to the necessity for management model transformation,the analysis of the advantages and disadvantages of rural commercial bank by the method of SWOT,and puts forward some methods and strategies for the transformation of rural commercial bank:Transformation of the structure of business to broaden the diversification of the income difference,rural commercial bank's competition and development,improve the employment system,the introduction of high-quality personnel,strengthen the support technology of the transformation to improve the wind The risk control mechanism and so on,making the rural commercial bank in the face of fierce competition,but also in its stable development,steady institutional environment at the same time,with the combination of high-tech makes the rural commercial bank has always followed the social science and technology innovation in the future development of the pace of sustainable and healthy development.