Research On The Strategy Of Asset Management Business Transfotmation And Development Of JS Bank

At present,China's economic development has entered a new phase,beginning with the pace of upgrading development and shifting to a quality-oriented development.Both the economic development mode and the growth momentum will face further adjustments.This will affect the financial industry that plays an important role in the market economy.It will be far-reaching.For commercial banks,with the acceleration of financial reforms,commercial banks' profit margins continue to shrink,homogenization of product services further exacerbates competition in the industry,and investment and financing needs have become increasingly diversified.waiting to be solved.In this complex and volatile market environment,the light capital occupancy of asset management business makes it a breakthrough point for commercial banks to seek development transformation,adjust their business structure,and achieve differentiated advantages.In this context,commercial banks accelerate the transformation and development of asset management business.It is of great significance.As a state-owned large-scale commercial bank,JS Bank has adapted to the needs of the national strategy and market economy in recent years,and has also actively conducted trials and explorations of bank asset management business.While achieving certain results,there are also obvious problems.Accelerating the transformation and development of its own asset management business has become an urgent need.Through the collection,reading,and sorting of a large number of documents and data,this paper has summarized the existing achievements and research results of the JS Bank asset management business,and conducted the development background,business status,and problems faced by the JS Bank asset management business.Systematic analysis and analysis focused on the problems existing in the development of asset management business.They discussed and studied the macro environment,industry environment,and internal conditions of transformation and development,and then elaborated the transformation and development of JS Bank's asset management business.Strategic vision,and propose corresponding safeguard measures for the transformation strategy.At present,China's commercial banks are facing a more complex external market environment and unprecedented internal transformation demands.I hope this paper can provide some inspiration and reference for domestic commercial banks including JS Bank to accelerate the transformation and development of asset management business.