A Study On The Problem Of Financial Poverty Alleviation In Shandong Province

Comprehensive well-off is an important milestone in the development of our country.China has put forward the task of striving for poverty alleviation in the whole country by 2020.But it is undeniable that the current problem of poverty in China is still more severe,Shandong is China's economic province,economic strength among the forefront of the country,but also faced with the development of uneven situation,reflected in the eastern coastal areas are more developed,and the western Especially in some rural areas.the economy is relatively weak,still underdeveloped areas,more poor people,out of poverty timetable.Financial poverty alleviation refers to the government and financial institutions to help poor households in poor areas to develop production,change the poverty of a social work,through the means of financing to enhance the ability of poor people to self-hematopoietic,is an important means to achieve precision poverty alleviation.This paper takes the poverty-stricken areas of Shandong Province and its subordinate areas as an example,and puts forward the relevant strategies of financial poverty alleviation through field research and combining with the actual situation in the local area to enhance the effect of poverty alleviation and provide some reference for the financial poverty alleviation work in other areas.This paper first elaborates the background,purpose and significance of the research,the current research situation,the research content and the method of innovation and poverty alleviation at home and abroad.This paper summarizes and summarizes the concepts of financial poverty alleviation,the theory of poverty cycle,the theory of poverty alleviation,the theory of rural financial development,the policy finance theory and the Pratt&Whitney financial theory,and provides theoretical guidance for the research of this paper.On this basis,this paper analyzes the poverty situation and financial demand of Shandong Province,and analyzes the current situation and existing problems of financial poverty alleviation in Shandong Province,including the problems of industrial planning,guidance and scale driving,Financial services and credit management mechanism to restrict the role of financial poverty alleviation,supporting poor coordination led to financial poverty alleviation policy implementation difficulties,financial risks and control measures are inadequate.At the same time,this paper analyzes the effect of poverty alleviation in poverty-stricken counties and the most poverty-stricken people in Heze City by means of field data research,and makes a case study and gives relevant reference significance.Based on the analysis of the problems of financial poverty alleviation in Shandong Province,this paper provides the reference suggestions and countermeasures for the financial poverty alleviation work in Shandong Province,including the innovation model of "financial + employment",the improvement of financial service management,the improvement of financial products,the construction of financial products Complete financial poverty alleviation supporting system,strengthen the risk management awareness,to avoid ineffective poverty alleviation,so as to provide concrete improvement measures for the financial poverty alleviation work in Shandong Province,Shandong Province to complete the effective implementation of poverty alleviation goals.