Determination Of Social Long-term Care Insurance Rate In Lanzhou City

The establishment of a sound social security system is the inevitable requirement of building a harmonious socialist society,and is also the reform goal of China's social security system.At present,pension gap is increasing and population aging is becoming more and more serious,which are two main aspects of population problems in China.Since the vast majority of older persons do not have a high level of income after retirement,there is a great deal of pressure to bear the costs of long-term care.In order to alleviate these problems,China began to study the implementation of social long-term care insurance,but the theoretical research is not yet mature.Taking Lanzhou city as an example,this paper discusses the determination of social long-term care insurance rate.Based on the typical social long-term care insurance premium rate calculation method in the past,combined with the factors affecting the long-term care insurance premium rate,the rate calculation equation is designed and established.And analyze and process that data relate to each parameter in the equation one by one.Then the processed data are substituted into the calculation equation in turn,and the calculation process is realized by excel VBA program,and the rates corresponding to different ages of social long-term care insurance in Lanzhou are obtained.Finally,the calculation results are briefly analyzed and evaluated in combination with the local economic situation,and some ideas are provided for the implementation of social long-term care insurance rate in Lanzhou city.