Research On The Asset Custody Business Of Commercial Banks In China

Capital,whether in the domestic market or international cross-border market circulation is more and more frequent,the same whether the domestic financial markets or international financial markets are more and more active in the boom.Although as early as the 20th century,the last day,foreign began to host the corresponding business,and our real sense is from the 20th century,90 years began asset custody business.In the past two decades,China's sustained and rapid economic development,commercial bank asset custody business has also entered the development of the fast lane.With the deepening and development of financial market reform,on the one hand,the traditional business of commercial banks in China is gradually saturated and differentiated,which leads to the rapid expansion of capital market scale,which brings opportunities for the development of asset custody business.On the other hand,Business low-cost and fine management of the characteristics of commercial banks to promote business transformation,to the development of commercial banks has brought opportunities.Under this background,through this study,we hope to find the problem of the development of asset management business of commercial banks in our country and put forward the corresponding countermeasures.This paper summarizes the connotation and definition of the asset custody business,including the definition,classification and characteristics of the assets,and summarizes the origin and development process of the asset custody business of foreign and domestic commercial banks.At the same time,it introduces the current business model of asset custody and takes ICBC as an example Describe the operation mode of asset custody business.This paper introduces the status quo,advantages,disadvantages and risks of asset custody market of commercial banks in China.And then pointed out that the development of asset management in China's commercial banks is not perfect,the lack of innovation in asset management products,the more chaotic supervision and the need for improvement of the system and the improvement of the quality of personnel,and further shows that the development of asset management in China's commercial banks is indeed the scale of continuous growth To further expand overseas,diversified products and services continue to deepen the sea,small and medium-sized commercial banks to focus on the development of specific markets,commercial banks,such as the relationship between cooperation and IT to support the development of business development trends.Then,the paper describes and analyzes the actual situation of the operation of the commercial banks in China and the problems existing in the operation of the commercial banks in China,and the explanations and analysis of the business of the security accounts operated by the Industrial and Commercial Bank of China and the enterprise annuity fund custody business.Research on the Trusteeship Development of Daowu Bank 's Assets Business and Its Reference.And finally put forward relevant proposals,including further expanding domestic and foreign markets,strengthen risk management,choose their own development strategy,cultivate professionals to enhance technology and services,continuous innovation.