Research On The Evaluation System Of Social Responsibility Of Commercial Banks

In recent years,enterprises,especially large enterprises to assume social responsibility,regular release of social responsibility report has become a social and economic development of the value orientation,more and more attention.The banking industry as a special industry,the business is not the general material products and services,but the currency and its derivatives,their business is trading contract format,is engaged in a special service activities.For the whole society,different from other industries may risk with the overall characteristics of the banking industry,the risk to the global influence,has a systematic risk,the systematic risk of the outbreak will affect the stability of the whole society,will be very deadly.Therefore,it is necessary to analyze the performance of the bank's social responsibility and to study its social responsibility evaluation system.This paper mainly studies the evaluation system of social responsibility of commercial banks,and focuses on how to build the evaluation system and how to apply it.The content is based on the study of social responsibility of commercial banks,focusing on the analysis of the performance and problems of ICBC.Because the ICBC is currently the largest commercial bank,its international and has a huge influence,hope through research and Analysis on the bank,and to find ways to improve the system of Social Responsibility Evaluation of commercial banks in china.This paper mainly adopts the methods of literature research,comparative study,case analysis,and analytic hierarchy process.In consulting a large number of literature and combined with the research experience of the author,this paper based on the theory of Social Responsibility Evaluation System of commercial banks is discussed,and through further analysis,the content of social responsibility of commercial banks should include four aspects of economic responsibility,legal responsibility,moral responsibility and charitable responsibility.The theoretical basis of Social Responsibility Evaluation System of commercial banks,mainly based on the stakeholders of sustainable development,and is derived based on the theory of commercial banks should follow the principle,the Chinese banking financial institutions corporate social responsibility guidelines norms such as social responsibility.Then,through the contrast of domestic and foreign commercial banks to fulfill their social responsibility,the commercial banks in China need to further optimize and perfect the internal mechanism and external environment,only the internal and external factors,in order to help commercial banks to better fulfill their social responsibility.For the commercial banks to fulfill their social responsibility,there must be a quantifiable standard,and is conducive to the implementation of specific supervision work,more conducive to commercial banks for reference,seeking progress,the motivation is to construct the Social Responsibility Evaluation System of commercial banks.This paper follows the industry systematic,scientific,pertinence,operability and comparability principle,a combination of qualitative and quantitative analysis,put forward the commercial bank should focus on the responsibility of the shareholders,regulatory responsibility,customer responsibility,employee responsibility,environmental responsibility,and the government the social responsibility of the seven dimensions to establish the evaluation system,and set up some two level index.The analysis of the social responsibility of ICBC is the focus of this paper,because it is the largest commercial bank in the world and even in the world.Based on the industrial and commercial bank to fulfill the social responsibility performance history,detailed content,affirmed the efforts of the industrial and Commercial Bank of China in promoting economic development,promoting social progress and the construction of ecological civilization,and the Construction Bank,the brand value to bank,bank,bank,credit and harmonious green bank,love bank as a social responsibility the work target,is also very worthy of reference.In the analysis,this paper also found that the industrial and Commercial Bank of China in the implementation of social responsibility of many deficiencies.Therefore,the paper puts forward some suggestions to improve the Social Responsibility Evaluation System of commercial banks.It can be said that the evaluation and perfection of the social responsibility of the commercial banks,cannot do without shareholders,regulators,clients,employees,the environment and the government and the seven dimensions of social and commercial banks should fully control the evaluation index system of social responsibility,improve the system in seven dimensions,to make up for lack of.