Research On The Development Strategy Of Shadow Banking Business In China

As a financial phenomenon,the shadow banking is the production of the market.People's attitude towards the shadow banking should be comprehensive withconsideration of its model,function,and risk,meanwhile should analyze it interms of financial stability and sustainable development.This paperemphasize both the macro and micro aspects,considering prudential supervision,at the same time,properly micro operations,to blend theorywith practice.There is seven chapters in the text,the first chapter be the introduction and the seventh be the conclusion.The contents of the remaining six chapters are as follows:The second chapter summarizes and analyzes the achievements of the foreign and domestic researches on the shadow banking,concluding the characteristics of the shadow banking,the principle of risk transfer and the main regulatory theory,in the end,analyzes the deficiencyof domestic research.The third chapter summarizes the operation and supervision mode of foreign shadow banking,analyzing the reform process and keypoint of the financial regulatory in the United States and the European Union before and after the financial crisis.The fourth chapter analyzes the current situation of the shadow banking in China.According to the recent data,the text summarizes the overall development of China's shadow banking,then studies the dilemma of commercial banks' off balance sheet business.The fifth chapter images the possible models of the commercial banks' development of shadow banking business in China.With analyzing the risk of commercial banks'shadow banking business,the textpresents the idea and mode of its development.At the same time,suggests on how to use supervision as promotion of shadow banking.The sixth chapteranalyzes the mode and system of commercial bank supervision in China,then puts forward some suggestions on the existing shadow banking supervision model.This part focuses on the methodology of supervision,and discusses the main means to promote the shadow banking supervision under the existing system.