Research On The Impact Of China’s Shadow Banking For Commercial Banks

Since the global financial crisis, a new concept suddenly into sight, the shadow banking system has become the focus of attention. Some scholars believe that the financial crisis should be attributed to the shadow banking system. The development of China’s shadow banking abroad although not as early as the shadow banking system, but in recent years, the development momentum is very rapid, to domestic and international financial community has brought to life at the same time it also brings risks. The healthy development of a country’s commercial banking sector for the economic development of the financial market as a whole but also plays a vital role. So exactly how the shadow banking system affect the commercial banking sector, it is very necessary to carry out a systematic study.This article from the actual situation of China’s economy starting to study the concept of Chinese shadow banking, types, characteristics, mode of operation, the development of the status quo to do a systematic order, measure the size, and from two angles that China’s listed commercial banks, commercial banks’ profitability systemic risk to analyze the impact of the shadow banking on it. In-depth discussion of the definition of Chinese shadow banking, a detailed analysis of the mode of production and operation of shadow banking, shadow banking theoretically extend discuss the impact of commercial banks, the empirical analysis of the impact of shadow banking, and proposed countermeasures shadow banking development.through this article, can be in the early stages of the development of the shadow banking, shadow banking system found that the risk exists, take advantage while the shadow banking through effective monitoring to reduce the risk as much as possible.