Study On The Problems And Countermeasures Of Policy-Based Agricultural Insurance Development In Inner Mongolia Autonomous Region

Agriculture,as the foundation of national economic development,is also the foundation of food,clothing,housing and transportation,as well as the fundamental condition for promoting the development of enterprise industry.However,the development of agricultural industry is generally relatively slow,which is mainly related to the change of natural environment and the risk of market.Agricultural development has a necessary relationship with climate and environment.Crop production will increase when rainfall is plentiful.When the adverse natural climate occurs,the output of agricultural products will decrease or even stop harvesting.At the same time,the agricultural market also has a strong periodicity,mainly reflected in the large changes in agricultural prices,and the range of changes often exceeds the average level,and the fluctuation of farmers' income is uncertain.Compared with natural disasters,this kind of risk prevention is still more difficult,and the relevant effective measures are not perfect.At present,the current situation of agricultural industry in China needs to be improved,the cost of consumption is relatively high,the efficiency is at a very low level,unable to use their own strength to counter the uncertainties brought by the market,so the market risk of agriculture is very prominent.Because natural disasters are not controlled by human beings,the prevention of natural disasters can only rely on prevention,but often some sudden natural disasters can not be prevented in time,so agricultural production suffered a huge impact.Natural disasters occur more frequently in China,and every year they cause serious damage to the agricultural economy because of adverse natural disasters.As a frontier minority area,Inner Mongolia Autonomous Region is facing a more serious situation of agricultural development because of regional differences and the joint influence of various factors such as unbalanced development.Agricultural insurance,as a key component of building socialism with characteristics in China,can better protect the fundamental interests of agricultural producers and operators and improve the level of rural economic development by building an agricultural insurance system.Insurance industry actively assumes social responsibility,serves the overall situation of national development,gives full play to the superior role of insurance mechanism,and continuously develops industries related to agricultural insurance.It plays an active role in many aspects,such as the development of current agriculture,the fight against natural disasters,and ensuring the safety of food production,etc.,and it also plays an important role in theoretical level as well as in agricultural insurance industry.The realization of the basic level has a more prominent significance.Based on the relevant theories of agricultural insurance at inland and abroad,this text article etc studies and analyses the problems and Countermeasures in the development of policy-based agricultural insurance in Inner Mongolia Autonomous Region.This text article etc tries to put forward specific countermeasures to solve the problems,and provide realistic basis for the construction of policy-oriented agricultural insurance system.