Multi-lever Fuzzy Comprehensive Evaluation Of Financial Innovation Ability Of Commercial Banks Based On Cloud Model

China's economy has entered a new normal development stage.With the transition of economic development model and the transformation of economic growth mode,we will face more and more uncertain factors in the present and future period.At the same time,China's supply side reform has also entered a critical period.Innovation,especially financial innovation,has become an important focus of attention as an important component of supply-side elements.It is not only extremely necessary to strengthen the financial innovation ability of commercial banks,but also Very urgent to assess scientifically and rationally the financial innovation ability of commercial banks,which is gradually becoming the focus of research.Although the research on financial innovation ability has made some achievements such as the definition of financial innovation ability,the Mechanism and Mode of Financial Innovation ability,the construction of evaluation index system of financial innovation ability and the Empirical analysis of comprehensive evaluation of financial innovation ability,there are still some shortcomings,for example,the evaluation method according to is a bit of lack,the theory used is out of date,the model constructed is relatively simple and so on,so it is difficult to truly reflect the financial innovation ability of China's commercial banks.Based on the new perspective of cloud model theory and combines the multi-level fuzzy comprehensive evaluation method,an uncertainty assessment model about the financial innovation ability of China's commercial banks is proposed.Then,we selects some commercial banks in China as the research object and makes an empirical analysis of its financial innovation ability.The main contents in this dissertation are as follows:Firstly,Starting from the essence of financial innovation,the connotation of financial innovation ability is defined,and the financial innovation ability is Explored according to different perspectives and levels,which lays the foundation for the construction of assessment index system of financial innovation scientificly and reasonably;Secondly,based on the existing research results and the actual situation of China's commercial banks,the evaluation index system of financial innovation ability of commercial banks is constructed from the input ability,output ability and risk management ability of financial innovation,the level of indicators are graded;Thirdly,based on the advantages of cloud model in dealing with uncertainties,the multi-level fuzzy comprehensive evaluation model of financial innovation ability of China 's Commercial Banks Based on Cloud Model is built,which combines cloud model,fuzzy comprehensive evaluation and multi-level analysis,and the applicability of the model in solving economic problems is also analyzed;Finally,according to the established model,the financial innovation ability of some China's commercial banks selected as the research object are analyzed empirically,using MATLAB2015 a.The research on financial innovation ability,from the view of cloud model,is a brand-new angle of perspective,also has the innovation and challenge theoretically and empirically.The model built in this thesis not only has important reference value and practical significance to the evaluation of financial innovation ability of China's commercial banks,but also has great theoretical value and guiding significance to China's supply side reform and new normal development.