Research On The Built-in Financial Operation Model Of Village Organizations

In recent years,as the country pays more attention to the development of inclusive finance,the rural financial market has achieved a certain degree of development,but some rural households and new types of agricultural business entities still face difficulties in financing and financing.The village community organization has built-in financial services.Appearing in its radiation range alleviates this phenomenon.At the beginning of this paper,through the consideration of imperfections in the rural financial market and the lack of agglomeration of eco-agriculture development,we hope to build a village community organization under the built-in financial model to promote the efficiency of the rural capital financing.During the period of the paper's creation,he visited the Haotang Village of Xinyang City,Henan Province and Wangyuan Village of Jianli County,Hubei Province through reading literature and field research methods.He also interviewed the relevant person in charge of the village and community organizations through the questionnaires of villagers and members,and learned about the built-in financial model.The internal governance structure of the village organization under the village,from the four aspects of village community organization,policy,management structure,and industry,conducted a comparative analysis of the current situation of the typical village community organizations' built-in finance,and concluded that the legal status of the existing issues of the village community organization has not been fully recognized.The village community organization absorbed a single use of deposits and had a low degree of professionalism in management personnel.With the aforementioned issues,they discussed with the staff of the China Construction Bank's Pratt & Whitney Finance and the China Postal Savings Bank's Agriculture,Agriculture,and Rural Finance Division.According to their practice,they read the literature to draw on the success of the Spanish Farmers' Cooperative,the Japanese Agricultural Association,and the Grameen Bank.Based on the experience,the financing,management,and dividend plans under the built-in financial model of the village social organization were proposed.What is more regrettable is that it has not been able to find a suitable village organization to carry out practical verification.It is unable to propose effective plans for problems that may be encountered in the plan.Finally,the paper proposes suggestions for promoting the development of built-in financial services in village organizations,including the government's support for the development of built-in financial institutions in villages and social organizations in terms of funds and policies.Village organizations should cooperate extensively with other financial institutions;The committee actively carried out education and training activities.