Research On The Problems And Countermeasures For The Financial Risk Management Of The Bank Of China X Branch

In recent years,with the development of financial markets and economic globalization,our country banking industry is undergoing rapidly.Deposits and loans as the main business of commercial banks is towards the direction of internationalization and diversification.The nature of commercial banks inevitably determines the existence of various financial risks,so that financial risk management becomes an urgent problem for banks to solve.Financial risk management is the core competitiveness of banks,and the level of financial risk management directly affects the bank's operating results.Therefore,commercial banks should recognize the importance of financial risk management,fully and truly understand their financial risks and take effective measures to manage and prevent them in a timely manner so as to minimize the losses caused by risks.As a typical representative of high risk industry in finance,commercial bank has become an important topic to study its financial risk management for scholars at home and abroad.Taking Bank of China X branch as an example,this paper carries out a comprehensive study on its financial risk management status.This paper is divided into six parts,the first part mainly elaborates the research background and significance of the thesis,the research status at home and abroad,the research methods and framework as well as the innovation and deficiency of the thesis.The second part introduces the theoretical knowledge of the financial risk management of commercial banks,the three management theories of financial risk and the four management methods,which lays the theoretical foundation for the whole paper.The third part is taking Bank of China X branch as an example,according to the actual development of the banks and the related data,analyzing present situation of financial risk management and the existing problems.The fourth part summarizes the reasons for the financial risk management of Bank of China X branch,and makes an in-depth analysis.The fifth part puts forward effective solutions and suggestions based on the actual financial risk situation and relevant theoretical knowledge.The sixth part summarizes the whole thesis and puts forward the research prospect.Based on the relevant theories of financial risk management of commercial banks,this paper focuses on the current situation of financial risk management of Bank of China X branch,and put forward many innovative and feasible measures and suggestion.This paper argues that when dealing with the financial risk,Bank of China X branch should create a good external environment,improve the internal financial risk control,strengthen personnel team construction,establish a financial warning mechanism.In this paper,the research on financial risk management of Bank of China X branch has certain practical significance,which promotes Bank of China X branch to continuously improve its financial risk management ability and maintain a strong competitiveness in the future development path.