| A country's financial system and financial system development and improvement,not only depend on a good market mechanisms and regulatory systems,but also long-term and effective national financial literacy knowledge as a basis,that is,financial literacy is requirements of social development,economic inevitable development.Rural financial service channel is not smooth long-standing abuse of the financial sector,but also restricting the development of China's rural economy.Nowdays china reagard effectively expanding the scope of the popularization of knowledge of rural finance as to accelerate rural financial product innovation,and actively improve and perfect the rural financial services is not only the major focus of financial work,but also urban and rural development,which can accelerate economic restructuring and improving the practical requirements of China's financial system.In recent years,"line 3 will " and various agriculture-related financial institutions to promote rural financial reform and innovation,various improvements and improve the rural financial services,promote financial resources to rural areas,and gradually increase the financial literacy of propaganda,achieved excellent results.However,in many rural areas,there is not matching problem is still very prominent,such as the current lack of financial knowledge of farmers,financial institutions less marketable financial products,financial services in a single,financial services and the quality and efficiency of economic and social development in rural areas and farmers diversified financial services demand.The purpose of this study is to construct suitable assessment system for China's farmers financial literacy as a basis for determining the level of financial literacy of farmers by putting out survey methodology and framework,through a survey of farmers in Baiquan,to understand the actual situation of financial literacy of farmerst combined with advanced nationals from the successful experience of financial education,proposed to increase the level of financial literacy of farmers suggestions.This paper first introduces the research background and financial knowledge of farmers,the purpose and significance of the home and abroad on financial literacy and financial education and Research conducted a comprehensive commentary,research methods presented papers,thesis research ideas and content.Then define the meaning of financial literacy and financial education and the main mode,the proposal to examine the basic theory of financial knowledge of farmers.This chapter from the main part of the United Kingdom and Singapore citizens successful practices in financial literacy survey to learn lessons,combined with the actual situation of China's rural economy,to establish a suitable level of financial knowledge Baiquan farmer survey methodology and structure.Chapter by 303 Baiquan Nangang District farmers financial literacy questionnaire to understand the level of financial literacy of farmers situation and existing problems.Chapter introduces the Japanese,as the representative of the United States national financial education in advanced countries the successful experience,to extract the farmers to improve the financial literacy of reference.Chapter VI proposed to improve the financial literacy of farmers suggestions. |
