Research Of Jilin Province The Bank Loan Risk Improvement For Poverty Alleviation

Since the 20 th century,poverty alleviation works become the current and the importance of a task in the future.Determined to win this game out of poverty to be completed,by 2020,to achieve all of the poor areas and poor into a well-off society in an all-round way,is a sacred mission of our party and country,is also the party and the state solemn promise to the people.As the 19 th to battle achievements fully affirmed out of poverty,poverty crucial made great progress,more than 6800 poor people out of poverty,the poverty rate fell to 10.2% from 3.1%.A drastic decline in unemployment,dramatically improve the employment situation,the new jobs in cities and towns to more than 13 million people per year.Urban and rural residents income rose more than economic growth,middle-income group continued to expand.In such aspects as structure,livelihood to make great efforts,urban and rural residents increased coverage of social security,the social security system basic establishment,the people's health and the health service level increased significantly,countries to steadily push forward construction of affordable housing.In the future China out of poverty more difficult task.As our country agricultural policy bank,the agricultural development bank of China in the development of national poverty alleviation loans play an important role and development faces enormous pressure.Precision poverty alleviation,promoting the agricultural development bank of China for the precision of poverty,poverty alleviation and development by "ShuXieShi" will open to the "ZaoXieShi" shift for poverty alleviation.The agricultural development bank of China(hereinafter referred to as "the bank"),was established in November 1994.Is our country agricultural policy bank,directly affiliated to the leadership of the state council.Main duty is: according to our country's laws,regulations and relevant policies,based on the national credit,efforts to raise funds,actively undertake the agricultural policy finance business,agent for the government allocated funds for supporting agriculture,service for agriculture and rural development and construction.In 2014,the 63 th executive meeting of the state council,the approval of the bank reform implementation of overall scheme,important that the bank has entered a new development opportunity,also puts forward new and higher requirements on the bank effectively takes office,the bank will earnestly implement the major policy decisions of the CPC central committee and the state council,in order to promote poverty crucial decisive victory,build a well-off society in an all-round way to make a positive contribution.This thesis aimed at poverty alleviation loans risk management situation,under the guidance of tutor,in combination with the practical situation of the current poverty alleviation of new loan products,analysis and study of poverty alleviation loan risks and safeguard mechanism,promote poverty crucial has achieved better effect.