Design And Implementation Of P2P Network Lending Platform Based On Strategy Mode

Current information technology has been widely used,many e-commerce business models like B2 B,B2C,C2 C have achieved greatly success,and continuous development.This paper,the developments of domestic and international research on P2 P network lending and microfinance were been studied,and analyzed the necessity and feasibility of network lending business,design ed and implement a strategy-based P2 P network lending platform,completed system testing.The architecture of P2 P network lending e-commerce system based on stategy mode has been proposed.Combined with the actual business processes,given the defintion functional requirements of the system,user can regist and login the system through the fronter website,other functions like publish financing demand,facilitate lending transactions,submit repayment to borrower,and demonstrator the information can be obtained from the fronter web site;through backstage management system,it achieve the management and lending transactions maintenance,including managing user accounts,loan review and publish the subject,real-name authentication for users,data query and statistics and data interfa ce module and other functions.In addition,present the performance constraints from the response time,concurrent user size,availability,scalability,and other aspects.Implement a strategy-based mode of P2 P network lending platform development and testing work.P2 P network lending platform includes fronter system and background system,completed data docking station and the security guard by running testing user-cases,verified the system could meet the functional and performance requirements of the basic P2 P network lending platform for enterprises and provides a great convenience for enterprises to save manpower and material costs.Addressing strategy mode,separated and packaged algorithms,which can easily modify and add algorithms;dynamically select an algorithm to achieve the required functionality.Comparing to other information technology business systems,P2 P network lending platform have better performance in technically,user experience,security and other aspects.