The Application And Research Of Lending And Investment Platform Based On P2P

P2P is a kind of network topology structure with the characteristics of non independent control,and the traditional microfinance business model is similar to it.This can be a direct communication between the individual or the organization,to achieve the dismantling of funds from point to point.The establishment of the support platform through this model itself is not the corresponding financing behavior,only is a platform for investment and lending to provide a loan demand information release,exchange,trading.With the starting in P2 P mode of micro lending platform as a model to adapt to new financial needs of financial instruments were widely disseminated through the network,fully integrated information network economy,finance is the main body of flexibility to promote the transparency of the non official capital operation.It also provides aquick financial services for small and micro economic entities.At the same time to plays a positive role in promoting the standardization of private capital market.In this paper,the system design of the P2 P network financing platform is implemented by the corresponding front-end development technology,the middle layer data exchange technology and the background operation environment and technology application.And through the corresponding technology of P2 P loan platform system analysis,demand analysis,system design and implementation and other aspects of the practice to make the corresponding detailed.The current P2 P development may be encountered in the technical risk has also made a more detailed analysis and research,in order to further deepen the P2 P networklending platform for the development of the system to provide a certain reference value.Based on a typical example of a large number of domestic and international P2 P network lending platform was operating mode Platform System Research and Practice,by P2 P network lending model guarantees and credit UNPROFOR mode detailed in-depth analysis of the business logic,and as application requirements to final design and implementation of business experiment system.