The Design And Implementation Of Yilongdai Control Examination And Approval System

At present,the risk control approval management of network loans mainly has the following shortcomings:1.The risk control approval management of network loans varies greatly in different segments of industries and different business models in the unified industry,so there is no unified standard and model.Each company's risk control approval system is highly specific.2.Due to the limited development time of the online loan industry,the risk management of online loan customers is still in the primary stage,and the sources and means of risk analysis are limited,so it is difficult to achieve the ideal effect of risk avoidance.Based on the purpose of better understanding the risks of network loan customers,and from its tedious process and business characteristics,modern information technology and theory are applied to better study and control the risks of network loan risk control and management from a dynamic perspectiveThis system is developed based on JavaEE platform,MVC design pattern and SSH framework.JavaEE platform provides a complete way of enterprise application architecture;Based on the MVC design pattern of hierarchical thinking to establish a proper technical hierarchy,and reduce the model,controller and other components of the coupling.Hibernate framework of SSH framework realizes the persistent processing of data and provides a flexible way of data retrieval.Struts framework is applied in front of the display,through the Servlet component to achieve flexible request processing;The Spring framework,in turn,is feature-oriented and control-oriented,oriented to the business level of the system.Data management and collection are applied to MySQL database technology to ensure the safety of dataFor examination and approval of the risk control system implements the loan approval,customer points available,the African union(au)business risk control,data processing module,such as the loan approval part implements the au commercial trial,fraud screening,risk control of final appeal and customer risk control module to realize the basic function such as information management,customer credit and blacklist customers;Alliance business risk control module to achieve alliance business information,limited business,open business and other functions,data processing module to achieve the function of customer information synchronization,synchronous approval results,customer credit calculation,system management module is to achieve role management,parameter configuration,department management,operation log and other functions.The application of the system provides advanced means for pterodactyl loan to carry out risk control approval,improve the efficiency and quality of enterprise risk control approval,and ensure the normal implementation of risk control approval business.Help staff to quickly locate risk factors and eliminate them in time,strengthen the ability of enterprises to control risks.