The Design And Implementation Of Foreign Exchange Liquidity Management System

The liquidity of China's foreign exchange funds is affected by many factors such as the international macro environment,domestic monetary policy,the operation orientation of banking institutions and the bank's own financing ability.Banks need to formulate response plans in a timely manner based on the factors affecting the liquidity of foreign exchange funds,and enhance their ability to adapt to the changing factors of foreign exchange capital flows.At present,in the process of managing liquid foreign exchange funds,banks have problems such as unreasonable fund allocation,poor monitoring of the use of foreign exchange funds in business lines,and insufficient safety of foreign exchange funds.Therefore,it is necessary to develop a foreign exchange fund liquidity management system.B/S architecture,Hibernate framework,Spring Boot framework,and Oracle database are the technologies applied in the development process of foreign exchange liquidity management system.It applies the B/S architecture to determine the user's request access form to meet the relevant requirements of the system architecture system.The application of the Hibernate framework is aimed at the persistence of foreign exchange liquidity data and transaction processing tasks,and provides a variety of ways to query foreign exchange funds data.The application of the Spring Boot framework satisfies the system's need to monitor forex data.The application of Oracle database meets the requirements of the system at the data management level.Liquidity account management,account line liquidity management,foreign exchange fund source and operation management are the business modules realized by the foreign exchange fund liquidity management system.Through the liquidity account management module,the functions of fund transfer account registration,overseas payment service account registration,large additional exchange time deposit statistics account registration,inter-bank RMB foreign exchange transaction account registration,and withdrawal summary statistics are realized.The single-day account line liquidity measurement table function is realized through the account line liquidity management module.Through the source of foreign exchange funds and the use of management modules,the functions of resource source management and the use of measurement tables are realized.Through the application of this system,the banking institution realizes the overall arrangement of the bank's foreign exchange funds,effectively monitors the foreign exchange funds on the basis of managing the liquidity accounts and the sources of funds,and ensures that the bank management department keeps abreast of the current flow of funds..At the same time,it helps banks coordinate the distribution and use of liquid foreign exchange funds.On the basis of controlling the rhythm of the use of funds in the business line,rationally plan the fund layout and ensure the safe,and efficient use of foreign exchange funds.