Design And Implementation Of Commercial Bank Credit Management System Based On Android Technology

With the development of our country's economy,people's wealth is continuously accumulating.Banks,as a stable fund storage management channel,have an ever-increasing number of types of business.This requires banks to increase their work efficiency,quickly handle various types of business processes,and save their customers' time for business.Banks provide more sources of potential customers.At the same time,large-scale commercial banks have used the new technology to attract customers due to the continuous introduction of information-based reforms,resulting in increasingly fierce competition among commercial banks.At present,a commercial bank has drawbacks such as single acceptance,single approval,and single management in the processing of credit business.In order for a commercial bank to improve its competitiveness and realize its healthy and stable sustainable development,this paper systematically analyzes and demonstrates the business of a commercial bank,and develops and designs a commercial bank credit management system based on Android technology.This article through the software business system development technology and theory,using data mining technology,Android technology,JAVA development language,MVC model,and Oracle 10 i database technology,to achieve the technical support for system design requirements.According to the operational requirements for a commercial bank's credit business,this paper designed seven functional modules:personal work platform,customer information management,credit business management,customer risk early warning,loan follow-up monitoring,loan collection function,and system maintenance function.In order to improve the bank's credit business management level and risk control ability,the development of the system will allocate credit business processing authority and set up a branch loan management department.Through the overall management of the branches and sub-branches through the head office,the separation of the bank credit business' s front,middle and back offices was realized.It can ensure the effective implementation of the credit business of a commercial bank,improve the efficiency of business management,and reduce business risk.Finally,the main functions of the system are implemented and tested.The test results show that the system can meet the design goals in both function andperformance,and can effectively improve the processing efficiency of commercial bank credit business and reduce the risk of banking business.