Design And Implementation Of The G System Of The Commercial Bank Risk Prevention Function

Since the new century, global economic and financial integration have had aprofound change. Because of the outbreak of financial crisis in the United States ofAmerica, the topic in financial risk appearing again makes people have a moreprofound understanding of the risk prevention of banks. Especially the commercialbank credit risk prevention is more important, study of banking risk and strengthenrisk prevention information construction will become the financial management of thepriority among priorities. Under this background, how to improve the competitiveability of the banking industry, prevent and dissolve the credit risk, how to integratethe information sharing, improve loan quality, reduce credit risk, how to strengthenthe credit asset security, improve the level of credit management, standardize businessprocesses, how to use the advanced information technology and management controlof bank credit risk become the bank risk management a new topic.Commercial bank risk management information system must pay attention todata collection, data processing, and information transmission and information systemsecurity management. The current Chinese Commercial banks risk managementinformation system is still under construction, and is still confined to the credit riskmanagement, risk data collection, processing, transmission and system securitymanagement are in the test, the movement, its connotation and extension are neededto constantly enrich, expand and be iteratively refine.In this dissertation, using the software engineering technology, introduces therealization of a comprehensive risk management of commercial bank. First of all, weneed to start from the commercial bank risk prevention informationization construction, analyze the theory and analysis of the present situation of theconstruction of risk management information bank and proposed strengthens theimportance of informatization construction of bank risk management. Secondlyaccording to the characteristics of bank information technology risk management andexisting problem, put forward the necessity of the integration of the bank informationsystem. After that according to the special requirement of banking data and G system,make a detailed analysis of the system architecture and database. Finally thedevelopment of thought according to software engineering, describes the design andimplementation of prevention function of the risk of G system for comprehensive riskmanagement of commercial bank of our country under the integration to useinformation technology to strengthen the risk management ability and level ofcommercial bank.