Credit-Granting Management Information System For Shanghai Branch Of Minsheng Banking Corp Ltd.

According to the real demand of Shanghai Branch of Minsheng Banking Corp Ltd., this article discusses the development and implementation of its credit-granting management information system. The main functions of this system include client information management function for credit-granting risk management and loan processing function which is the key function for credit-granting risk management.Based on enterprises’ applied software developing, this thesis discusses the software system’s design and implementation, especially its demand analysis and the design clues of the software. In system functions, it fully discusses client information management, general credit-granting management, high-risk transactions and low-risk credit-granting expenditure management. In system design, it focuses on discussing the system’s database design, software structure and internal business flow design and some main function units’ program implementation and testing. This system uses browser-web server-database server structure, provides standard transaction windows based on general browser for clients. The subscribers can do interactive transactions through web server and backstage server, do SQL programming inside the database server to achieve basic transaction and data access management.