Design And Implementation Of Loan Pricing System Of Rural Commercial Bank

In recent years,the gradual advancement of China's interest rate marketization process and the formation of financial buyers and sellers market,the price of loan products and services of rural commercial banks has become more and more important,how pricing has become an important part of the management and marketing of rural commercial banks.Link.The Rural Commercial Bank improves the efficiency of business processing through a scientific and reasonable loan pricing system.At the same time,through the application of this system,it is more conducive to the healthy development of rural commercial banks.This paper firstly adopts the B/S mode network information management method for the loan pricing system's demand for efficiency and service.In additi on,according to the characteristics of the bank's internal system,the analysis of requirements,system design,and the specific functions of the system,and focus on the industry background requirements,and the use of the system's static model,while using UML use case diagrams and widely used object models;Developed based on JSP technology through J2 EE development tools.UML use case diagrams and class diagrams are used for static modeling.For dynamic analysis,UML state diagrams,timing diagrams,and activity diagrams are also used to modularize and process the system.This paper firstly investigates the current status of commercial bank loan product pricing,and analyzes the current status of loan pricing system design and development.Based on the detailed system requirements analysis,the loan pricing system is mainly divided into system management.The four modules of pricing management,parameter management and loan pricing use the unified modeling language to dynamically and statically model the various modules and systems of the system,including the design of the system use case diagram,class diagram,flow chart,timing diagram and other models.Therefore,the system requirements can be more accurately understood,and the system can be designed more reasonably,which not only ensures the modular design of the system,but also effectively integrates the system,fully realizes the functions of each module of the system,and meets the requirements of the user.It ensures the efficient,safe and sta ble operation of the system,and lays a solid foundation for the modernization and informationization of the loan pricing business.Based on the full test,the system analyzes the problems of the system at the code level,finds the reason,makes a comprehe nsive modification,and corrects all the problems found in the software test to ensure that the system can meet the demand and provide the user with Safe,efficient and reliable service.In addition,through a large number of testing work,the system has f ully met the user requirements in terms of function implementation,which proves that the system can meet the requirements and get the correct implementation.