Design And Implementation Of Interest Rate Monitoring System For Bank

The bank loan is a main work of great workload. Risk control in the process of loan is animportant measure to safeguard the legitimate rights and interests of both lending, ensure thesecurity of credit assets and Improve the overall benefit of loan。The bank insiders in lendingrates by monitoring is a necessary and important work which is one of the important methodsto manage interest rate, control interest rate interval, prevent the cross use interest rate orexceed one’s power and protect the safety of bank funds. However, The monitoring functionof interest rate mainly rely on manual with a loan system at present which cause a lot ofproblems, such as much work load, the low degree of automation, error prone, easilyinterfered and so on. Therefore, in order to monitor service condition of interest rate on loanautomatically, it is necessary to establish a relatively independent interest rate monitoringsystem.In this paper, the business process about loan of bank is studied. data structure of loansystem existing is analyzed. The requirement of monitoring loan interest rate is summarized.The model to process violations is established. A loan interest rate monitoring and analysissystem is designed and implemented. Finally, the system is tested. Use result show that thesystem has achieved the goal of design.The system can assist bank manager to do many work, such as to manage interest rate,put up interest rate interval and permission, monitor the use status of interest rate, punishrelated personnel. The bank work efficiency of Interest Rate monitoring. The Control meansabout Interest rate use is strengthened. And the credit risk is further reduced.