The Design And Implementation Of Financial Product Performance Value Management And Analysis System For Commercial Banks

With rapid growth of domestic and market economy,competition between business banks becomes more and more fierce.Higher level requirements of precise management and performance review are in demand.For most business banks,there are situations like lack of data quality of financial products,unable to guarantee timeliness,missing 360 customer and product performance review view,manually handled performance review and monitoring indexes,lack of precise distribution of internal performance,unable to show distribution direction being value created.Thus it is urgent to build a platform that can collect and manage financial business data provide a window for business staff to query customer and product information,provide a customized tools for performance review staff,provide a place for executing officers to review operation indexes,business performance and development trends both directly and objectively.Based on above banks' business requirements,by using deep business discussion,confirm requirements with demo graphics,the system requirement and scope are decided.After analyzing business data,the system architectural planning and feature frameworks are constructed.The front end of this system uses BIP(Business Intelligence Platform)development platform.The technique used are LJ+RESTFUL+SPRING+JPA etc.combined with JQuery、Ajax、EXTJS front end page development techniques.The backend of this system uses Oracle to store and management data.ETL tools like store procedures,SHELL scripts are used to extract,transform and load data.F5 is used for application server load balance.Database used RAC for high sustainability.Indexes monitoring,customer view,product view,performance review,performance management and data recording are implemented in the system.This system has already been deployed in a certain business bank with stable operations and good customer feedback.It greatly satisfied the needs for systemized and standardized financial product performance review work.It also improved business standard and management efficiency while lowered costs.