Design And Implementation Of Credit Interface For Financial Leasing System

The traditional financial leasing business is carried out online,that the business model is outdated and development is difficult;the new online financial leasing system lacks supervision,that the credit standards are difficult to unify,and which one cannot controll the bad debt rate and liability risk.The financial leasing credit information system is applied to Internet finance products such as equipment leasing,microfinance,bank credit access,etc.It will connect the pedestrian credit rating to the Internet financing business system,improve the entry threshold for individuals and enterprises,and create for the later automatic credit approval.Conditions make loans more efficient,more convenient,and more accurate.The financial leasing credit information system introduced in this paper is mainly based on the Java language to develop the front-end page under the MVC vertical framework,to realize the credit information interface query,the credit information file reporting function display,and the back end uses the sql language to write the credit data file processing program in the oracle database.Package,complete raw data processing and report file generation.The design concept of this paper embeds the credit information inquiry and credit information filing module on the basis of the original business logic system development.According to the business contract status and product financing plan,the credit reporting and interface data are accurately reported,which is in line with the access bank's credit information.The standard guarantees the stability and maturity of the existing system,improves the credit risk of the financial leasing system,and directly connects the pedestrian credit to effectively prevent the possibility of three-way access data tampering.The financial leasing credit information system not only solves the problem of credit reporting of personal loans,but also establishes a risk control model from the feedback data of the PBOC results,which provides technical support for the subsequent analysis of the credit level of users and the adjustment of financial leasing products.