| With the continuous rapid gro wth of C hina's economy and the improvement of the basic environment,people's daily means of payment also change with the development of science and technology.Under the financial innovation based on mobile Internet,the rapid development of the third party payment has profoundly changed the pattern of payment industry,and the dominant position of commercial banks in the electronic payment market is facing great challenges.In this context,commercial banks need to actively change ideas,improve service levels,and strive to establish a more complete payment service system,to achieve the new development of bank card business.Through the preferential promotion plan to develop differentiated customer satisfaction,stimulate the use of preferential,enhance value-added services,improve customer experience,increase customer brand belonging,promote the cooperation between banks and institutions to improve water management,improve customer value contribution.The purpose of this paper is to study and implement the platform of bank discount based on IBM mainframe platform.The system is built on the basis of a bank card collection system in a commercial bank,which can support the bank staff to flexibly customize the preferential activities on the system in accordance with the business planning method.During the activity,the system can automatically identify every consumption transaction according to the conditions of customization,and feedback customers' rights and interests of eligible consumption transactions.Greatly enhance the bank card holders experience with cards,and to some extent reduce the complexity of the system and development costs.The main work of this paper is as follows:1.The preferential payment system mainly has three functions: pre ferential activity customization,payment automatic processing and backstage fund clearing.The IBM mainframe is used as a low level technology support,and the requirement analysis and system design of payment preference system are carried out from the perspective of software engineering.In this paper,the business architecture modeling method is used to sort out the business architecture of the system,in order to achieve the delivery of the value of the payment preferential products.At the same time,it is convenient for functional expansion,and supports the rapid upgrade of subsequent products.Through the modular design idea of business component,reduce the system development cost.2.The transaction processor mechanism based on CICS,the online transaction of the preferential payment system is designed.Based on the analysis of the relationship between transaction processing mechanism and online transaction,this paper gives full consideration to the existing software and hardware of the core system of the bank,analyzes the whole payment preference,and designs a management maintenance transaction.And according to the characteristics of preferential transactions,design preferential processing components to reduce the difficulty of real-time processing of payment preferences.At the same time,the business objects in the system can cooperate to complete the task,but the processing is relatively independent,so that developers can focus on the business problems dealt with by the code.3.According to a bank global branch 7X24 all-weather service requirements,combined with accounting standards,design payment system batch function.Completion of the amount of account processing,settlement processing,ledger and the actual balance of the total score check processing function. |
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