The Design And Realization Of ECTIP System In Bank Of Gansu

At the end of the 1990 s,with the development of network technology,China's electronic banking business began to spring up.Services and products such as Online banking,Mobile banking,SMS banking,WeChat banking etc.,have been launched successively,but separate business logic processing and backstage management system,as well as the decentralized management of client information and service parameters are now holding back the development and management of this industry.The ECTIP channel integration platform integrates exchange channels,including the original online banking system,mobile banking system,SMS banking system and WeChat bank,with backstage management system to seek same functions,sharing transaction interface,unifying parameter management and resources distribution.Some of the banks even achieve business management and report management in channel integration platform.Channel integration platform is popular with the banking industry,for it achieves multi-channel unified deployment of the new features and saves the cost of development and system resources.The ECTIP channel integration platform integrates business logic processing and background management system of channel transaction such as online banking,mobile banking systems,SMS and WeChat bank,unifying business logic processing,business management and statement statistics caliber,which includes channel integration channel access system,channel integration service integration system,background management web system,background management service system,product access subsystem and batch subsystem.The author works as a project manager in the project construction of Gansu banking channel integration platform and is responsible for the research and development of project management,inquiry,transfer,payment and other functions.This paper analyzes and discusses the realization of channel integration platform system based on the functions of mobile banking inquiry,transfer and payment.The main research contents are as follows:(1)In the form of UML case analysis,the paper combines client initiated transactions and payment settlement process with the banking product system,and analyzes the needs of the system in detail.The data model of the whole system is built,and the data model of the key entity is constructed as well.Combining the context data flow diagram of the system,the paper decomposes demands further and shows the response process of the system events.(2)Design the systematic application framework.According to application framework,the author decomposes and designs the modular structures.(3)The paper puts forward interface standard in the system of E-bank channels,which is convenient for online banking,mobile banking App,direct bank,WeChat bank and other electronic channels to access.(4)The paper puts forward a kind of programming technology using Java Socket.The combination of Java XML object serialization technology and persistence layer framework yBatis technology achieves a running system and gives examples of core codes.(5)Testing on the unit and the integration proves the feasibility of the system.Through the construction of E-bank channels integration platform,any electronic banking channels with standard interface have access to the system,such as personal online bank,enterprise online bank,mobile phone bank and WeChat bank.Bank customers can make full use of different kinds of electronic channels more conveniently.